Patient financing at your checkout. Your clinic is paid upfront.
Hazel lets your patients split treatment costs of 10K–150K into fixed monthly payments over up to 48 months (approved in minutes with an Emirates ID) while your clinic receives the full amount upfront.
No documents to start · most clinics go live quickly · terms in writing before you commit.
- 100%
- You receive, upfront
- 150K
- Up to, per plan
- 48 mo
- Patient's longest term
- ≤ 48h
- To settle
Why clinics lose patients
Cost is what stops them, not desire.
Most patients who walk away from a treatment plan still want the treatment. What stops them is the number at the bottom of the quote, and how fast that intent fades.
- Accepted today60%
- Postponed for cost40%
| Segment | Value | Share |
|---|---|---|
| Accepted today | 60 | 60% |
| Postponed for cost | 40 | 40% |
1 in 3
patients who receive a treatment plan delay or abandon it because of the upfront cost.
8K–40K
the typical cost of an elective procedure in the UAE, beyond most patients' immediate liquidity.
Likelihood to proceed
| Period | Likelihood to proceed |
|---|---|
| Day 0 | 100 |
| Wk 1 | 68 |
| Mo 1 | 42 |
| Mo 3 | 25 |
| Mo 6 | 14 |
The window
The moment of intent is the moment of conversion.
Patients who leave to “think about it” rarely come back. Offering a plan while the decision is still in the room is what turns intent into a booked treatment.
What changes at your front desk
Your patient pays monthly. You’re paid in full, today.
The same treatment value, time-shifted. Offer a plan at the moment of intent, and “let me think about it” becomes a booked treatment, settled to your clinic upfront.
60%
Accepted today
77%
With financing
The upfront split
Your patient pays
24 monthly payments, at the patient’s pace.
Your clinic receives, today
Settled in full, once. Up to 48 hours after confirmation.
The same money, time-shifted: 0 clawbacks and no collections for your desk. Repayment sits between the patient and our Lending Partner, not you. Illustrative; the patient’s full schedule and every fee are shown before they confirm.
20–35%
typical lift in case acceptance when financing is offered at the point of quote.
10K–150K
plan sizes over 2 to 48 months: from a single implant to a full surgical package.
Same day
typical time to full settlement: up to 48 hours after treatment confirmation. Patients repay our Lending Partner, not you.
Founding partners
We’re building our UAE partner network now. Early clinics work directly with the Hazel partnerships team: onboarding, front-desk training, and co-marketing support included.
Why partner with Hazel
Growth on your side of the desk.
Higher case acceptance at the front desk
Price is the #1 reason patients delay elective care. Flexible plans turn 'let me think about it' into a booked treatment.
You're paid upfront
You're settled directly, usually the same day, and up to 48 hours after treatment confirmation. Your patients repay over time. No collections risk on your books.
Zero-friction integration
One QR code at reception replaces the whole integration project: no POS changes, no new hardware, nothing for IT to schedule.
A partner, not a vendor
A dedicated partner success contact, front-desk training, co-marketing support, and a real-time dashboard with visibility into every plan.
How onboarding works
From registration to your first funded treatment.
And it costs you one QR code at the front desk. No POS overhaul, no new hardware, nothing for IT to schedule.
Register your clinic
Your clinic's details, specialty, emirate and the best person to reach. It takes about five minutes, and no documents are needed to start.
Onboarding & terms
We'll get back to you as soon as possible and walk you through the partner agreement and your commercial terms, in writing, before you commit.
Go live at your front desk
A QR code at checkout is all it takes. No POS overhaul, no IT project. Most clinics go live quickly.
Paid upfront on every plan
The full treatment value is settled directly to your clinic, usually the same day, and up to 48 hours after treatment confirmation.
Every specialty
Built for every specialty that quotes four and five figures.
Dental & implants
Implants, smile makeovers and full-arch cases, the plans patients delay most, financed at your chair.
Aesthetics & dermatology
Quote the full treatment plan in the consult room, not the affordable fragment of it.
Fertility & IVF
Cycles, medication and testing in one financed plan, so timing stays clinical, not financial.
Vision & LASIK
Turn consultations into bookings while the decision is still in the room.
Wellness & longevity
Programs and packages without the prepayment friction that stalls sign-ups.
Hospitals & multi-specialty
Surgical packages and staged treatment plans up to 150K, settled upfront.
How big can a plan be?
From a single implant to a staged surgical package, plans run from 10K to 150K over up to 48 months. Hover or focus a bar to see the estimated monthly payment your patient would see.
Hover or focus a bar for an estimated monthly payment over 48 months.
| Item | Low (AED) | High (AED) |
|---|---|---|
| Vision & LASIK | 10000 | 25000 |
| Wellness & longevity | 10000 | 40000 |
| Aesthetics & dermatology | 12000 | 45000 |
| Dental & implants | 15000 | 60000 |
| Fertility & IVF | 30000 | 120000 |
| Hospitals & surgery | 40000 | 150000 |
Run your own numbers
What would financing recover at your front desk?
Move the sliders to your clinic’s volume and average quote. The numbers update live, and the same plan that recovers your revenue is what makes the treatment affordable for your patient.
Additional accepted treatment, per month
50K – 123K
on 500K quoted — with the average 25K plan costing your patient about 521 a month over 48 months, before fees.
Illustrative only, drawn from industry point-of-care financing benchmarks: 30–50% of quoted plans above 10K are postponed for cost reasons, and offering financing at the point of quote typically lifts case acceptance by 20–35%. The bar shows the midpoint scenario; the headline shows the full band. Your numbers depend on your specialty and case mix.
Get the full projection
Email me my 12-month projection
Over 12 months, that’s 600K – 1470K in treatment you’re not capturing today. We’ll email the full breakdown and help you run it for your specialty.
Illustrative estimate. No obligation — we’ll never share your details.
Five minutes · No documents
Start right here.
Tell us about your clinic and the best person to reach. We’ll get back to you as soon as possible, and most clinics go live quickly.
Fees & settlement
Straight answers on fees and settlement.
You shouldn’t have to sign anything to find out how a financing partner works. Here’s how Hazel handles money, plainly.
The money, end to end
At checkout
Plan confirmed
Your patient is approved in minutes and confirms their plan at your front desk.
Same day
You're paid in full
The full treatment value settles to your clinic, up to 48 hours after confirmation.
Over up to 48 months
Your patient repays
Repayment sits between the patient and our Lending Partner. No collections on your books.
- No new hardware, no POS integration, no IT project. Going live is a QR code at your front desk.
- You receive the full treatment value upfront, usually the same day, and up to 48 hours after treatment confirmation.
- No clawbacks for missed patient repayments, and no collections work for your team: repayment sits between the patient and our Lending Partner, a licensed UAE bank.
- There's no arrangement or processing fee on the financing itself. Your clinic's pricing is agreed during onboarding based on your specialty and volume, and shared in writing before you commit.
- Patients see their full repayment schedule and any fees before they confirm. Transparency is the product.
0
Clawbacks for missed patient repayments. Once you're paid, repayment sits with our Lending Partner, never your front desk.
If a financing partner won’t put its terms in writing before you sign, walk away, including us.
Every plan, application and payout in one place.
Your team gets a real-time dashboard: every application, approval and settlement, with role-based access for the front desk and the accounts team. No spreadsheets, no chasing.
Explore the clinic dashboard
Clinic FAQs
Answers for your front desk.
Ready to grow with Hazel?
Join the UAE clinics and hospitals offering patient financing at checkout. Registration takes about five minutes.