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Hazel

For patients and clinics

Flexible payment plans for treatment

Spread the cost of care into fixed monthly installments over a term that suits you.

See how it works

In short

Spread the cost of treatment over 2 to 48 months in fixed monthly installments. It's financing through Mashreq, with a decision in minutes at the clinic, subject to approval.

Finance AED 10K to AED 150K over 2 to 48 months through Mashreq, subject to approval.

Why it's different

Financing built for the real cost of treatment, not a short retail installment.

Choose your term

Repay over 2 to 48 months, with the 48-month term on plans above AED 50K.

Higher amounts

Finance AED 10K up to AED 150K, well beyond a typical installment plan.

Bank-backed

Financing through Mashreq, with your rate shown up front and no arrangement or processing fee.

Is this buy-now-pay-later?

No. It's financing through Mashreq, built for the cost of treatment.

  • Financing through Mashreq, not a retail installment scheme.
  • Terms from 2 to 48 months, not three or four short installments.
  • Amounts up to AED 150K, built for healthcare costs.

How a plan is set up

From application to first installment in a few steps.

  1. 01

    Choose amount and term

    Finance AED 10K to AED 150K over 2 to 48 months, with 48 months on plans above AED 50K.

  2. 02

    Get approved

    An automated decision in minutes, subject to Mashreq's approval.

  3. 03

    Repay monthly

    Fixed installments by auto-debit, and you can settle early whenever you like.

Built for patients and clinics alike

One plan that works for both sides of the appointment.

For patients

Payments that fit your life

  • Fixed monthly installments over 2 to 48 months
  • Checking eligibility is a soft pre-check
  • Settle early whenever you like

For clinics

Paid the full amount upfront

  • Cover treatment up to AED 150K
  • Paid the full amount upfront
  • No credit or collection risk

Flexible plans vs buy-now-pay-later

How a Hazel plan compares with a typical buy-now-pay-later offer.

Hazel flexible plansBuy-now-pay-later
Maximum amountUp to AED 150KTypically a few thousand
Repayment term2–48 monthsUsually 3–4 installments
Bank-backed lendingYes, via MashreqNo

Questions, answered.

No. Hazel is bank-backed financing through Mashreq, with longer terms and much higher amounts than buy-now-pay-later. It's designed specifically for the cost of medical treatment.

You can choose any term from 2 to 48 months, with fixed monthly installments collected automatically by auto-debit. The 48-month term is available on plans above AED 50K.

Plans are available from AED 10K up to AED 150K, so you can finance everything from a single procedure to complex, staged treatment.

There's no arrangement or processing fee. Your rate is set by Mashreq and disclosed up front, and every cost is shown before you accept.

Yes. Checking your eligibility on Hazel is a soft pre-check that gives you an indicative decision. A full credit assessment only happens later, when you complete your formal application with Mashreq.

You'll need a valid Emirates ID, salaried UAE residency, a monthly salary of AED 5K or above, and an active credit history. You can hold more than one active plan at a time, subject to approval.

Yes. A Hazel plan works independently of insurance, so you can use it to cover treatment your insurance doesn't, or your share of a covered procedure.

Spread the cost, your way

Check your eligibility in up to 2 minutes with a soft pre-check.

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