Hazel

About Hazel

Healthcare decisions shouldn’t hinge on a lump sum.

Hazel is the UAE’s first healthcare-focused financing solution. Cashew, the Dubai-based payments company, built it to close the gap between needing care and affording it.

The Hazel team's mission: accessible healthcare in the UAE

Why Hazel exists

Cost is the reason care waits.

⃃ 8K–40K

the typical cost of an elective procedure in the UAE

1 in 3

customers delay or abandon a treatment plan over the upfront cost

Minutes

to a decision at the clinic, not days for a bank loan

Every year, thousands of people across the UAE postpone fertility treatment, surgery, and wellness care, not because the care isn’t available, but because paying for it all at once isn’t realistic. Traditional financing wasn’t built for healthcare: it’s slow, generic, and indifferent to treatment timelines.

Hazel changes that. We partner directly with clinics and hospitals so that financing happens where care happens, at checkout. Scan a QR code, register with your Emirates ID, choose your terms, and get back to what matters: your health.

“Hazel” is operated by Cashew Technology Software L.L.C., registered in Dubai, UAE. The financing itself is a personal loan provided and held by our Lending Partner, a licensed UAE bank, under their regulatory oversight. Hazel is the platform that brings it to your clinic’s checkout.

Transparency first

Every plan shows its full cost before you commit. We believe the fine print should read like the headline.

Health can't wait

Fertility windows, treatment plans, recovery timelines: healthcare runs on its own clock. Financing should keep up.

Dignity in every decision

Asking for help paying for care is hard enough. Our approvals are instant, private, and judgment-free.

How Hazel is different

Not a loan you chase. A yes at the clinic.

Bank-backed lending

Financing is provided and held by our Lending Partner, a licensed, regulated UAE bank. Proper credit, not an unregulated installment scheme.

Automated instant approval

An automated credit decision in minutes at the clinic. No underwriting queue, no callbacks, no branch visit.

Clinic-first by design

Your clinic is paid in full on approval and carries zero repayment risk, so cost stops being the reason care waits.

The future of financing healthcare.

We're just getting started. Access the care you need today, on terms that respect tomorrow.

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