About Hazel
Healthcare decisions shouldn’t hinge on a lump sum.
Hazel is the UAE’s first healthcare-focused financing solution. Cashew, the Dubai-based payments company, built it to close the gap between needing care and affording it.
Why Hazel exists
Cost is the reason care waits.
AED 8K–40K
the typical cost of an elective procedure in the UAE
1 in 3
patients delay or abandon a treatment plan over the upfront cost
Minutes
to a decision at the clinic, not days for a bank loan
Every year, thousands of people across the UAE postpone fertility treatment, surgery, and wellness care, not because the care isn’t available, but because paying for it all at once isn’t realistic. Traditional financing wasn’t built for healthcare: it’s slow, generic, and indifferent to treatment timelines.
Hazel changes that. We partner directly with clinics and hospitals so that financing happens where care happens, at checkout. Scan a QR code, register with your Emirates ID, choose your terms, and get back to what matters: your health.
“Hazel” is operated by Cashew Technology Software L.L.C., registered in Dubai, UAE. The financing itself is a personal loan provided and held by Mashreq, a licensed UAE bank, under their regulatory oversight. Hazel is the platform that brings it to your clinic’s checkout.
Transparency first
Every plan shows its full cost before you commit. We believe the fine print should read like the headline.
Financing that keeps pace
Fertility windows, treatment plans, recovery timelines: healthcare runs on its own clock. Financing should keep up.
Dignity in every decision
Asking for help paying for care is hard enough. Our approvals come in minutes, private, and judgment-free.
How Hazel is different
Not a loan you chase. A yes at the clinic.
Bank-backed lending
Financing is provided and held by Mashreq, a licensed, regulated UAE bank. Proper credit, not an unregulated installment scheme.
Automated approval in minutes
An automated credit decision in minutes at the clinic. No underwriting queue, no callbacks, no branch visit.
Clinic-first by design
Your clinic is paid in full on approval and carries no credit or collection risk, so cost stops being the reason care waits.
The future of financing healthcare.
We're just getting started. Access the care you need today, on terms that respect tomorrow.