
IVF | Genetic Testing
Fertility Support
Growing your family shouldn't wait on finances. Flexible plans for IVF cycles, egg freezing, and genetic testing.
In short
Finance IVF and fertility treatment in the UAE with Hazel. Up to 150K, approved in minutes, with your clinic paid directly so your cycle can usually begin without delay.
What it covers
Fertility Support you can plan for, not put off.
Fertility care covers the full journey: consultations and diagnostics, a complete IVF or ICSI cycle, IUI, and the medications that go alongside treatment, as well as egg, embryo and sperm freezing when you want to preserve your options. Most of these costs are paid out of pocket, since UAE insurance plans rarely cover fertility, and many couples need more than one cycle to reach a result.
Hazel lets you spread the cost from 10K up to 150K over 2 to 48 months, so you can start when the timing is medically right rather than waiting to save. Your clinic is paid directly and in full on approval, so your care can start, and you repay in fixed monthly installments. No upfront lump sum stands between you and the care you've chosen.
How financing works
- Plans from 10K up to 150K
- Repay over 2 to 48 months (48-month plans above 50K)
- Near-instant credit decision at checkout
- Paid directly to your clinic, no hidden fees
Why finance with Hazel
A reason to start today.
Start on your timeline
Fertility treatment can be time-sensitive, and waiting to save isn't always an option. Splitting the cost lets you begin your cycle when it's right for you, not when the full amount is in the bank.
Room for the whole journey
From the cycle itself to medications, diagnostics and freezing, the agreed cost goes on one plan. You can hold more than one active Hazel plan at a time, so staged or repeat treatment stays manageable.
Clear cost, no surprises
You see the full cost before you commit, with no arrangement or processing fee. Then you repay in fixed monthly installments collected by auto-debit: one steady number you can plan around.
How it works
From plan to care, in minutes.
- 01
Get your plan
Your clinic prepares your treatment plan and offers Hazel at reception.
- 02
Apply in up to 2 minutes
A short application from your phone using your Emirates ID. No paperwork, no bank visit.
- 03
Approved in minutes
An automated credit decision comes back in minutes, with your personalized rate.
- 04
Start your care
Your clinic is paid directly and in full, so once you're approved, your treatment can often begin the same day.
Procedures & typical costs
What you can finance with Hazel.
Typical UAE price ranges customers finance with Hazel. You finance the full amount and repay in clear monthly installments. Final pricing is set by your clinic.
- Full IVF cycle 15K–35K
- ICSI cycle 18K–38K
- Egg freezing 10K–20K
- Embryo freezing 8K–18K
- Frozen embryo transfer (FET) 5K–8K
- IVF medications (per cycle) 3K–8K
- Preimplantation genetic testing 8K–18K
- Fertility consultation & diagnostics 1K–5K
- IUI (intrauterine insemination) 3K–7K
- Sperm freezing 2K–5K
What a plan looks like
A 25,000 plan, spread out.
A representative Fertility Support plan of 25,000, shown across common terms. Illustrative only. Your actual rate is personalized and confirmed when you apply.
2,083/mo
over 12 months
1,042/mo
over 24 months
694/mo
over 36 months
FAQs
Questions, answered.
Related reading

Fertility Clinic Patient Financing in the UAE: How Clinics Keep Multi-Cycle Journeys on Track
Why UAE fertility clinics lose multi-cycle cases at the quote, and how point-of-care patient financing ( 10K–150K) reshapes the answer.

Financing IVF in the UAE: Costs, Options, and Timing
IVF runs on a biological clock, not a banking one. Here's what a cycle really costs in the UAE and how flexible financing keeps your timeline intact.
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For clinics
Run a fertility support practice? Offer Hazel at your checkout and get paid the full treatment value upfront.
Say yes to the care you need today.
Get treatment now and pay at your own pace, with the full cost shown upfront before you commit.
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