Fertility Support

Yes. Hazel financing can cover a complete IVF cycle, including the procedure, medications and diagnostics, at partner fertility clinics across the UAE, up to AED 150K.

Yes. Each cycle is financed separately, and you can apply for a new Hazel plan for a subsequent cycle, subject to eligibility at that time.

Yes. The financing plan can cover the full agreed treatment cost, including medications, when they are part of the clinic's quoted plan.

Yes, you can hold more than one active Hazel plan at a time, subject to approval by Mashreq. That's especially useful for staged fertility treatment involving multiple procedures.

Yes. Checking your eligibility on Hazel is a soft pre-check that gives you an indicative decision. A full credit assessment only happens later, when you complete your formal application with Mashreq.

Hazel financing is available up to AED 150K, which is enough to cover multiple IVF cycles and associated treatments at most UAE partner clinics.

No. Most UAE insurance plans don't cover IVF, and Hazel is built precisely for this out-of-pocket cost. It works independently of insurance.

Once you're approved, usually within minutes, your clinic is paid immediately and your cycle can begin without waiting to arrange funds.

You choose a term from 2 to 48 months. Treatment above AED 50K can run the full 48 months, while smaller amounts repay over up to 36 months. Either way you pay fixed monthly installments collected automatically.

Yes. Egg, embryo and sperm freezing can each be financed on a Hazel plan in their own right, so you can preserve your options now and spread the cost over time.

You apply from your phone using your Emirates ID in up to 2 minutes. The whole application is digital. An automated decision comes back in minutes, and checking your eligibility is a soft pre-check.