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Hazel

Features

Healthcare financing, minus the friction.

Hazel removes everything that makes financing care painful: slow approvals, rigid terms, and opaque fees.

Coverage that fits real treatments
Access financing from AED 10K with the freedom to go up to 150K, enough for IVF cycles, surgeries, and full treatment plans.
Repayment at your pace
Repay automatically each month over a term from 2 up to 48 months. The 48-month plans are for larger treatments above AED 50K. Adjust the monthly amount until it fits, before you commit.
A decision in minutes
Apply at checkout with your Emirates ID and get a credit decision in moments, not days of paperwork and branch visits.
Paid straight to your clinic
Your treatment is settled directly with your clinic, generally within one business day, and up to 48 hours after treatment confirmation. The money never passes through your hands.
No surprise fees
The full cost of your plan is shown upfront. No arrangement or processing fee, and you can settle early whenever you like.
Built for healthcare
Hazel is purpose-built for elective and semi-elective care: MedSpa, fertility, dermatology, dental, vision, and hair.
Regulated and safe
Hazel is operated by Cashew (Dubai, UAE). Your financing is provided and held by Mashreq, a licensed UAE bank, under their regulatory oversight.
Everything in one place
Track your application and plan from anywhere. Repayments run automatically by direct debit, so you stay on plan without lifting a finger.

Go deeper

Explore Hazel in depth.

Flexible payment plansSpread the cost over 2 to 48 months
Approved in minutesA decision in minutes at the clinic
Customer benefitsWhy customers choose Hazel
Clinic benefitsPaid upfront, no credit or collection risk
Clinic dashboardEvery customer plan in one place

How it works

How Hazel works, in three steps

  1. Register your details
    Step 1 / 3
    01

    Register your details

    Scan the QR code at your clinic's checkout and apply with your Emirates ID in about two minutes.

  2. Choose how you want to pay
    Step 2 / 3
    02

    Choose how you want to pay

    Pick a repayment plan from 2 to 48 months and see the full cost before you accept.

  3. Get your treatment
    Step 3 / 3
    03

    Get your treatment

    Your clinic is paid upfront, and you repay Mashreq each month at your agreed pace.

FAQs

Questions, answered.

The short version of how Hazel works. If your answer isn't here, our team is one message away.

Still have a question? Talk to us

Hazel is a healthcare financing platform for elective and semi-elective treatments, from AED 10K up to AED 150K, with flexible repayment plans of 2 to 48 months (the longest terms apply to larger treatments above AED 50K). You apply at your clinic's checkout, get a credit decision in minutes, and your clinic is paid directly so your treatment can go ahead. You then repay in fixed monthly installments.

Your repayment schedule and total cost are shown in full before you commit. There's no arrangement or processing fee, and you can settle early at any time (an early-settlement fee may apply, per the terms of Mashreq). You'll see any fees that apply before you accept your plan.

Hazel financing starts at AED 10K, so it's built for higher-value treatments like dental implants, IVF, or a hair transplant. If your treatment is under AED 10K, ask your clinic about paying directly, or about combining it into a larger treatment plan that reaches the AED 10K minimum.

Hazel is available at partner clinics and hospitals across the UAE, covering MedSpa and wellness, fertility support including IVF and genetic testing, cosmetic treatments such as dermatology and plastic surgery, dental care, vision correction, and hair restoration.

Your financing is provided by Mashreq, a licensed UAE bank regulated by the Central Bank of the UAE. Hazel is the technology platform that brings financing to your clinic's checkout; it does not lend or extend credit itself.

Say yes to the care you need today.

Split the cost of your care and pay at your own pace, with the full cost shown upfront before you commit.

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